WELCOME TO RETIRE WITH CREDIT
About Us...
About Retire With Credit
Every great comeback starts with a choice, and the decision to change your story.
Retire With Credit was created to help you do just that.
We believe credit isn’t just a score; it’s freedom, access, and opportunity.
Too many good people are held back by inaccurate reports or past mistakes, and we’re here to change that.
Our mission is simple: to help you rebuild, reclaim, and rise.
Through proven strategies, personalized guidance, and financial education, we empower you to take control of your credit and your future.
This isn’t just credit repair; it’s your fresh start, your financial freedom, and your chance to retire from struggle.
Welcome to Retire With Credit, where your comeback story begins.
TESTIMONIALS
Not all credit profiles are the same. Clients results may vary.
1.
Download your
FREE eBook
2.
Book your FREE
Consultation
3.
Finally Obtained An
850 FICO Score!
Download Your Free eBook!
Unlock the secrets to financial freedom with Retire With Credit! This powerful guide walks you step-by-step through rebuilding, repairing, and mastering your credit so you can create lasting stability and independence.
Learn how to dispute inaccuracies, boost your credit score, and position yourself for future wealth. Whether you’re starting over or leveling up, this eBook is your roadmap to retiring with confidence and credit that works for you.
BOOK YOUR FREE CONSULTATION
Learn What's Affecting Your Credit Score TODAY!
Credit Consultation
1 Hour - $0 (FREE)
Credit Report Education Credit Score Breakdown
Review Credit Profile
Identifying Negative Items
Client Goals & Timeline
Consumer Insights
Action Plan
***This doesn't include your purchase of your Credit Hero Monitoring Service***
w/7-Day $1.00 Trial, then a Monthly Membership fee of $24.99 (all applicable taxes and fees included) will apply.
This charge is separate from our service fees and must remain active to avoid delays or pauses in your credit repair process.
Retire With Credit Packages
Bronze Package
$500
(Required $500 due at signup)
For clients with up to 5
negative accounts
Includes:
Removal of negative items (Collections, Charge-offs, Repossessions, Inquiries, Bankruptcies, Late Payments)
(1) One-on-One Credit Consulting Session
REQUIRED Monthly Subscription:
Typically $24.99 – Credit Hero
(30 day renewal plan)
DISCLAIMERS
1. Credit Repair Disclaimer - Credit Repair Organization Act (CROA)
We do not guarantee any specific results or credit score increases.
2. Consumer Rights Notice Disclosure (CROA)
You have the right to obtain a copy of your credit report and dispute inaccurate or incomplete information at no cost through the credit bureaus. Review your ‘Consumer Credit File Rights Under State and Federal Law’ before signing any agreement for credit repair services.
3. Refund and Cancellation Policy
You have the right to cancel your contract without penalty or obligation within three (3) business days from the date of signing. Refunds will be issued according to our written refund policy upon request and verification.
4. Privacy Policy
We respect your privacy. Personal information collected is used solely to provide credit repair and related services, and will never be sold or shared without your consent. All data is stored securely in compliance with federal and state privacy laws.
5. Terms of Service / Client Agreement Preview
Our services include disputing inaccurate, unverifiable, or outdated information with credit reporting agencies. We operate in full compliance with the Credit Repair Organizations Act (CROA). Results vary by individual credit profile and cannot be guaranteed.
6. Credit Hero Monitoring
An active Credit Hero account is required for our credit repair services. A monthly fee (typically $24.99) will be billed by IdentityIQ directly to your payment method. This charge is separate from our service fees and must remain active to avoid delays or pauses in your credit repair process.
Silver Package
$850
(Required $425 due at signup)
For clients with 6–12
negative accounts
Includes:
Removal of negative items (Collections, Charge-offs, Repossessions, Inquiries, Bankruptcies, Late Payments)
(2) One-on-One Credit Consulting Sessions
REQUIRED Monthly Subscription:
Typically $24.99 – Identity IQ Monitoring
(30 day renewal)
DISCLAIMERS
1. Credit Repair Disclaimer - Credit Repair Organization Act (CROA)
We do not guarantee any specific results or credit score increases.
2. Consumer Rights Notice Disclosure (CROA)
You have the right to obtain a copy of your credit report and dispute inaccurate or incomplete information at no cost through the credit bureaus. Review your ‘Consumer Credit File Rights Under State and Federal Law’ before signing any agreement for credit repair services.
3. Refund and Cancellation Policy
You have the right to cancel your contract without penalty or obligation within three (3) business days from the date of signing. Refunds will be issued according to our written refund policy upon request and verification.
4. Privacy Policy
We respect your privacy. Personal information collected is used solely to provide credit repair and related services, and will never be sold or shared without your consent. All data is stored securely in compliance with federal and state privacy laws.
5. Terms of Service / Client Agreement Preview
Our services include disputing inaccurate, unverifiable, or outdated information with credit reporting agencies. We operate in full compliance with the Credit Repair Organizations Act (CROA). Results vary by individual credit profile and cannot be guaranteed.
6. Credit Hero Monitoring
An active Credit Hero account is required for our credit repair services. A monthly fee (typically $24.99) will be billed by IdentityIQ directly to your payment method. This charge is separate from our service fees and must remain active to avoid delays or pauses in your credit repair process.
Gold Package
$1,000
(Required: $400 due at signup)
For clients with 13+
negative accounts
Includes:
Removal of negative items (Collections, Charge-offs, Repossessions, Inquiries, Bankruptcies, Late Payments)
(4) One-on-One Credit Consulting Sessions
REQUIRED Monthly Subscription:
Typically $24.99 – Credit Hero
(30 day renewal)
DISCLAIMERS
1. Credit Repair Disclaimer - Credit Repair Organization Act (CROA)
We do not guarantee any specific results or credit score increases.
2. Consumer Rights Notice Disclosure (CROA)
You have the right to obtain a copy of your credit report and dispute inaccurate or incomplete information at no cost through the credit bureaus. Review your ‘Consumer Credit File Rights Under State and Federal Law’ before signing any agreement for credit repair services.
3. Refund and Cancellation Policy
You have the right to cancel your contract without penalty or obligation within three (3) business days from the date of signing. Refunds will be issued according to our written refund policy upon request and verification.
4. Privacy Policy
We respect your privacy. Personal information collected is used solely to provide credit repair and related services, and will never be sold or shared without your consent. All data is stored securely in compliance with federal and state privacy laws.
5. Terms of Service / Client Agreement Preview
Our services include disputing inaccurate, unverifiable, or outdated information with credit reporting agencies. We operate in full compliance with the Credit Repair Organizations Act (CROA). Results vary by individual credit profile and cannot be guaranteed.
6. Credit Hero Monitoring
An active Credit Hero account is required for our credit repair services. A monthly fee (typically $24.99) will be billed by IdentityIQ directly to your payment method. This charge is separate from our service fees and must remain active to avoid delays or pauses in your credit repair process.
Retire With Credit Packages
Bronze
Package
$500
(Required: $500 due at signup)
For clients with up to 5 negative accounts
Includes:
- Removal of negative items (Collections, Charge-offs, Repossessions, Inquiries, Bankruptcies, Late Payments)
(1) One-on-One Credit
Consulting Session.
REQUIRED Monthly Subscription:
Typically $24.99 – Credit Hero
(30 day renewal plan)
DISCLAIMERS
1. Credit Repair Disclaimer - Credit Repair Organization Act (CROA)
We do not guarantee any specific results or credit score increases.
2. Consumer Rights Notice Disclosure (CROA)
You have the right to obtain a copy of your credit report and dispute inaccurate or incomplete information at no cost through the credit bureaus. Review your ‘Consumer Credit File Rights Under State and Federal Law’ before signing any agreement for credit repair services.
3. Refund and Cancellation Policy
You have the right to cancel your contract without penalty or obligation within three (3) business days from the date of signing. Refunds will be issued according to our written refund policy upon request and verification.
4. Privacy Policy
We respect your privacy. Personal information collected is used solely to provide credit repair and related services, and will never be sold or shared without your consent. All data is stored securely in compliance with federal and state privacy laws.
5. Terms of Service / Client Agreement Preview
Our services include disputing inaccurate, unverifiable, or outdated information with credit reporting agencies. We operate in full compliance with the Credit Repair Organizations Act (CROA). Results vary by individual credit profile and cannot be guaranteed.
6. IdentityIQ Monitoring
An active IdentityIQ account is required for our credit repair services. A monthly fee (typically $24.99) will be billed by IdentityIQ directly to your payment method. This charge is separate from our service fees and must remain active to avoid delays or pauses in your credit repair process.
Silver
Package
$850
(Required: $425 due at signup)
For clients with 6–12 negative accounts
Includes:
- Removal of negative items (Collections, Charge-offs, Repossessions, Inquiries, Bankruptcies, Late Payments)
(2) One-on-One Credit
Consulting Sessions.
REQUIRED Monthly Subscription:
Typically $24.99 – Credit Hero
(30 day renewal plan)
DISCLAIMERS
1. Credit Repair Disclaimer - Credit Repair Organization Act (CROA)
We do not guarantee any specific results or credit score increases.
2. Consumer Rights Notice Disclosure (CROA)
You have the right to obtain a copy of your credit report and dispute inaccurate or incomplete information at no cost through the credit bureaus. Review your ‘Consumer Credit File Rights Under State and Federal Law’ before signing any agreement for credit repair services.
3. Refund and Cancellation Policy
You have the right to cancel your contract without penalty or obligation within three (3) business days from the date of signing. Refunds will be issued according to our written refund policy upon request and verification.
4. Privacy Policy
We respect your privacy. Personal information collected is used solely to provide credit repair and related services, and will never be sold or shared without your consent. All data is stored securely in compliance with federal and state privacy laws.
5. Terms of Service / Client Agreement Preview
Our services include disputing inaccurate, unverifiable, or outdated information with credit reporting agencies. We operate in full compliance with the Credit Repair Organizations Act (CROA). Results vary by individual credit profile and cannot be guaranteed.
6. IdentityIQ Monitoring
An active IdentityIQ account is required for our credit repair services. A monthly fee (typically $24.99) will be billed by IdentityIQ directly to your payment method. This charge is separate from our service fees and must remain active to avoid delays or pauses in your credit repair process.
Gold
Package
$1,000
(Required: $400 due at signup)
For clients with 13+ negative accounts
Includes:
- Removal of negative items (Collections, Charge-offs, Repossessions, Inquiries, Bankruptcies, Late Payments)
(4) One-on-One Credit
Consulting Sessions.
REQUIRED Monthly Subscription:
Typically $24.99 – Credit Hero
(30 day renewal plan)
DISCLAIMERS
1. Credit Repair Disclaimer - Credit Repair Organization Act (CROA)
We do not guarantee any specific results or credit score increases.
2. Consumer Rights Notice Disclosure (CROA)
You have the right to obtain a copy of your credit report and dispute inaccurate or incomplete information at no cost through the credit bureaus. Review your ‘Consumer Credit File Rights Under State and Federal Law’ before signing any agreement for credit repair services.
3. Refund and Cancellation Policy
You have the right to cancel your contract without penalty or obligation within three (3) business days from the date of signing. Refunds will be issued according to our written refund policy upon request and verification.
4. Privacy Policy
We respect your privacy. Personal information collected is used solely to provide credit repair and related services, and will never be sold or shared without your consent. All data is stored securely in compliance with federal and state privacy laws.
5. Terms of Service / Client Agreement Preview
Our services include disputing inaccurate, unverifiable, or outdated information with credit reporting agencies. We operate in full compliance with the Credit Repair Organizations Act (CROA). Results vary by individual credit profile and cannot be guaranteed.
6. IdentityIQ Monitoring
An active IdentityIQ account is required for our credit repair services. A monthly fee (typically $24.99) will be billed by IdentityIQ directly to your payment method. This charge is separate from our service fees and must remain active to avoid delays or pauses in your credit repair process.
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Contact Us
We’re here to help you take control of your credit and reach your financial goals.
Reach out to us with any questions or to schedule your free consultation.
Retire With Credit
Everyone deserves to retire with credit
Address:
2241 N Monroe Street, 1037
Tallahassee, FL 32305
Phone:
(850)273-2308
Email:
[email protected]
Hours:
Monday – Friday: 9:00 AM – 8:00 PM EST
Saturday: Closed
Sunday: 1:00 PM - 7:00 PM EST